Failing to maintain SR22 insurance coverage in Florida can lead to significant consequences. If your SR22 insurance lapses, your insurance provider is required to notify the Florida DHSMV, and they will likely suspend your driver’s license again. This can be particularly problematic, as you will have to reapply for an SR22 filing and pay any associated fees to reinstate your license.
In addition to losing your driving privileges, you may also face higher premiums when obtaining new insurance, as your lapse in coverage marks you as a higher-risk driver.
Long-Term Impact of Non-Compliance
The repercussions of a lapsed SR22 insurance policy can extend beyond the immediate suspension of your driver’s license. You may face increased insurance rates for years, and any repeated lapses or violations could make it even harder to obtain insurance in the future. It’s essential to maintain continuous coverage for the full SR22 requirement period to avoid these long-term consequences.
For more information on sr22 insurance florida options and to find insurance providers, it's a good idea to research nearby agencies or consult with professionals in your area.